Northern Indiana is no stranger to severe weather. From spring tornadoes to summer hailstorms to winter ice storms, our region sees it all. Knowing what to do immediately after a storm can mean the difference between a manageable insurance claim and a costly, drawn-out nightmare.
Immediate Steps After Storm Damage
Step 1: Ensure Safety First
Before assessing damage, make sure it's safe. Watch for downed power lines, gas leaks, and structural instability. If you smell gas, leave immediately and call 911.
Step 2: Document Everything
Take photos and video of all visible damage from the ground — your roof, siding, windows, gutters, and yard. Don't go on the roof yourself. This documentation is critical for your insurance claim.
Step 3: Prevent Further Damage
You have a legal obligation to prevent additional damage to your property. This may mean:
Step 4: Call a Trusted Local Contractor
Before calling your insurance company, call a local roofing contractor for a professional damage assessment. At Elkhart's Best Home Services, we offer free storm damage inspections and can help you understand what you're dealing with before you file a claim.
Step 5: File Your Insurance Claim
Contact your insurance company to report the damage. Have your policy number ready and reference your documentation. Ask about your deductible and the claims process timeline.
Step 6: Get Multiple Estimates
Your insurance company will send an adjuster, but you have the right to get your own estimates. We work alongside insurance adjusters and advocate for fair settlements on behalf of our customers.
Common Storm Damage in Northern Indiana
We're Here 24/7
If you've experienced storm damage, don't wait. Call Elkhart's Best Home Services at any hour for emergency tarping and damage assessment. We respond fast because we know every hour counts.