If you've recently experienced storm damage or noticed your roof is failing, one of the first questions you're probably asking is: "Will my insurance cover this?" The answer depends on several factors — but in most cases, if the damage was caused by a covered peril, you have a strong claim.
What Does Homeowner's Insurance Typically Cover?
Standard homeowner's insurance policies cover roof damage caused by sudden, accidental events including:
What insurance typically does NOT cover: normal wear and tear, age-related deterioration, or damage caused by lack of maintenance.
How to Maximize Your Insurance Claim
The key to a successful roof insurance claim is thorough documentation. Here's what we recommend:
The Claims Process in Northern Indiana
After a major storm in the Elkhart area, insurance companies are often overwhelmed with claims. Having a local, experienced contractor on your side makes a significant difference in the outcome of your claim.
We've helped hundreds of Northern Indiana homeowners successfully navigate the insurance claims process and receive full replacements for storm-damaged roofs. Give us a call for a free inspection and we'll let you know exactly what you're dealing with.